Payment Options
Pay Your Way.
Choose a flexible payment option at checkout and bring home the pieces you love now.
Available on eligible orders through Klarna, Afterpay, and Affirm.
Flexible payment options at checkout.
Buy now, pay later with available pay-over-time plans.
Split eligible purchases into manageable payments over time.
How It Works
A simple way to get the furniture you love — on your terms.
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Step 1
Shop Homsee
Add your favorite furniture to cart.
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Step 2
Choose a Payment Option
Select Klarna, Afterpay, or Affirm at checkout.
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Step 3
Review Your Plan
See your available terms before placing your order.
Other Ways to Pay
We also accept major credit cards and other secure checkout options.
Shop All Furniture
Explore every room at Homsee
Browse furniture for living, dining, bedroom, and home office spaces — all thoughtfully designed for everyday living.
Shop NowShipping Protection
Add extra peace of mind to your order
Optional shipping protection helps cover eligible issues such as loss or damage in transit. Available at checkout.
Learn More
Payment FAQs
Find quick answers to common questions about paying with Klarna, Afterpay, Affirm, and more.
How many payments can I split my purchase into?
Klarna and Afterpay typically let you split an eligible purchase into 4 interest-free payments. Affirm may also offer monthly payment plans over a longer term. The plans available to you depend on your order total and the provider's approval, and are shown at checkout before you confirm.
Will I be charged interest?
Pay-in-4 plans from Klarna and Afterpay are interest-free when payments are made on time. Longer-term monthly plans (such as those from Affirm) may include interest depending on your eligibility. You'll see the full terms — including any interest or fees — before you place your order.
How do returns work with installment payments?
Returns follow our standard return policy. Once your return is processed, we refund the payment provider, and they update your remaining installments or refund payments you've already made. Refund timing depends on the provider.
Will sales tax be shown at checkout?
Yes. Applicable sales tax is calculated and shown at checkout before you complete your order, and it's included in the total that's split into payments.
Questions about payment options?
Our team is happy to help you understand the available ways to pay.